98% Loan Approval Rate for Verified Deals

Ecommerce Acquisition Financing

Don't let capital hold you back from your next acquisition. We specialize in structuring financing for mid-market online businesses, from SBA 7(a) loans to seller-financed deals.

The eCommerce Lending Advantage

Most lenders don't understand online businesses. They see "inventory risk" and "intangible assets" and walk away.

Through our sister company, eCommerce Lending, we've pioneered a financing model that has funded over $560M in acquisitions. We understand Shopify, Amazon FBA, and DTC brands because we analyze their data every day.

  • 98% loan approval rate on verified deals
  • Introductions to SBA-preferred lenders
  • Structures that minimize your cash at close
  • Dedicated financing advisors for every deal

Buy 10x More Business

Use 10% down leverage to acquire a $2M asset with just $200k.

Deal Security

Our pre-qualified listings have already been screened by lenders.

Faster Closings

Streamlined underwriting that closes in 60 days vs. 90+.

Acquisition Financing Options

The most common ways to fund your ecommerce purchase.

SBA 7(a) Loans

The Gold Standard for Mid-Market Acquisitions

Typical Terms

  • Loan amounts up to $5M
  • Down payment: 10-15%
  • Term: 10 years
  • Rates: Prime + 2-3%

Pros

  • Lowest down payment
  • No balloons
  • Longest repayment terms

Cons

  • 60-90 day close
  • Personal guarantee required

Seller Financing

The Deal Sweetener

Typical Terms

  • Typical: 10-30% of price
  • Term: 2-5 years
  • Rates: 6-10%
  • Subordinated to SBA debt

Pros

  • Reduces cash at close
  • Shows seller confidence
  • Flexible terms

Cons

  • Seller keeps a stake
  • Ongoing interest expense

Alternative Lending

Speed Over Terms

Typical Terms

  • Loan amounts: $50K - $1M+
  • Term: 6-24 months
  • Rates: 12-25% APR
  • Revenue-based repayment

Pros

  • Fast close (1-2 weeks)
  • Less documentation
  • Flexible credit requirements

Cons

  • Higher cost of capital
  • Shorter terms

What "Financing Ready" Means

Listings on our marketplace with the **"Financing Ready"** badge have undergone a rigorous financial audit through our lending team. This means:

  • Revenue Verified: 12-24 months of bank statements and payment processor data.
  • SBA Pre-Screened: The business meets the debt service coverage ratio (DSCR) for an SBA loan.
  • Lender-Ready Package: Financial summaries are formatted specifically for bank underwriting.

Buying a financeable business isn't just about the loan—it's about certainty to close.

Fund Your Acquisition Journey

Browse businesses that have already been pre-qualified for acquisition financing.